Struggling with debt?Talk to experts with
trusted support.

Get a 100% Personalized Debt Plan

Answer 4 Quick Questions in Under 60 Seconds

Reveal 1 Clear Path to Financial Freedom

Step 1 of 2

Let's overcome debt together. Real help. Real relief.

Thousands across the UK are burdened by debt, and it can feel overwhelming. At My Debt Relief, we're here to guide you with clear, practical steps so you can breathe easier and take control again.

Every debt problem has a solution. Whether it's credit cards, loans, or household bills we'll help you find the right plan to get back on track. Don't ignore the stress; take the first step today towards a debt-free future.

Get your free debt assessment now

Get Debt Help Now

Are You Struggling with Debt?

If you're facing overwhelming debt and need assistance, we can help. Our IVA (Individual Voluntary Arrangement) specialist partners are here to guide you through the process, helping you become debt-free.

Connect you to debt management experts

Reduce your monthly repayments

Stop creditor harassment

Protect your home from repossession

Our Debt Solutions

Find the right solution for your financial situation

Individual Voluntary Arrangement

A formal agreement to repay your debts at an affordable rate with the remainder written off after completion.

Protect your assets
Single monthly payment
Legal protection

Learn More

Debt Management Plan

An informal agreement to repay your debts in full at a rate you can afford, with potential interest freezes.

Flexible payments
Reduced interest possible
No impact on home

Learn More

Debt Relief Order

A formal solution for those with low income and few assets, writing off debts after 12 months.

Debts under £50,000
No monthly payments
Debts written off

Learn More

Understanding IVA

What is an IVA?

An Individual Voluntary Arrangement (IVA) is a formal debt solution in the UK that helps you manage unsecured debts. It's a legally binding agreement between you and your creditors to pay back your debts over a set period, usually 5-6 years.

Legally binding agreement
Regulated by the UK government
Managed by licensed Insolvency Practitioners

Debt Write-Off

Potential to write off up to 75% of your unsecured debts

Legal Protection

Stop creditor contact and legal actions

Single Payment

One affordable monthly payment

Fixed Term

Clear timeline to become debt-free

Why Choose an IVA?

Legally Protected

Once your IVA is approved, you're legally protected from creditor actions. They can't contact you directly or take legal action against you.

Affordable Payments

Your monthly payments are based on what you can afford after essential living expenses. Interest and charges are usually frozen.

Keep Your Home

Unlike bankruptcy, an IVA allows you to keep your home. You can continue living in your property while managing your debts.

Are You Eligible for an IVA?

Basic Requirements:

Minimum £5,000 in unsecured debts
Regular income source
UK resident

Suitable For:

Credit card debts
Personal loans
Store cards
Overdrafts

Check Your Eligibility

For free, impartial debt advice, visitMoney Helper. We provide info and connect you to solutions.

Get in Touch with Us

Have any questions? Reach out to our support team today!

Reach out to our debt Experts Today